Health Insurance

Medicare offers critically important health insurance for older adults. Once you reach age 65, you can enroll – but trying to understand your new coverage, your new options, and all that Medicare has to offer can be confusing.

It is important for senior citizens to know about the changes that will happen to Medicare in 2020. Many seniors purchase Medigap plans, such as Medicare Part F, to help them pay for services that are not fully covered by Medicare Parts A and B. However, Medicare Part F will no longer be available to new Medicare enrollees in 2020. This will mean that new enrollees will have to pay for their Medicare Part B deductibles out of their pockets instead of having them covered by their Plan F benefits.

If you’ve been diagnosed with diabetes and are about to enter your golden years, you’ll surely realize how expensive the condition can be to treat. Dietary planning, insulin, and a variety of supplies can cost a pretty penny. Medicare, however, can help seniors with their diabetes care, so they can receive quality treatment while also continuing to live fulfilling lives far into the future. Medicare professionals are always available to help should enrollees have any questions about various benefits as they think about choosing a personalized plan.

Men are more at risk of heart disease, lung cancer, and, of course, prostate cancer. Medicare provides coverage for various preventive tests including screening that help men with early detection – and early detection is key in fighting these diseases. If you don’t have Medicare or if you haven’t updated your plan, you could be on the hook for hundreds to thousands of dollars in out-of-pocket expenses.