Credit Score

Your credit score can make or break your finances. It can determine whether or not you get approved for credit cards, auto loans, even renting an apartment. And, if your credit score isn’t in great shape, it can feel like a burden. However, your credit score is always changing – and you can actually make changes yourself to improve it.

Everyone worries about their credit score – but does it really matter? Your credit score is just a number, a number that gets determined by your financial history. But your credit score is so much more than a number. And you can control it!

A credit card is one of the best tools for improving your credit score. It will increase the number of open accounts you have and expand your overall credit limit. If you pay off your balance every month, you should start seeing a gradual increase in your credit score. First, you’ll need a credit card to start rebuilding your credit. As such, here are the best cards to do just that.

Carrying a credit card balance is considered one of the biggest money “no-nos” – a balance could be the slippery slope that leads to serious credit card debt. But could there be benefits to carrying a small balance?