Finance

The holiday shopping season is in full swing – and according to the National Retail Federation, the average American will spend an estimated $700 on gifts this holiday season. Many of these shoppers will use credit to pay. And the holiday gift-buying season is the perfect time of year to cash in on credit card rewards on purchases you’re already planning to make – as long as you stick to a budget.

Car ownership is a necessity – but it’s expensive. And when your monthly auto loan payments add up, you can quickly find yourself in dire financial problems. But you aren’t alone, Right now, there are currently 107 million Americans carrying auto debt, according to data released by the Federal Reserve Bank of New York. And six million of those people are at least 90 days behind in their car payments.

The right cash back credit card can make you feel like you’re being paid to use it. The best ones offer especially generous cash back bonuses for the types of purchases that you make every day, including for groceries, gas, and dining out. Of course, it pays to know a bit about today’s most popular cash back credit cards and what they have to offer. Additionally, it helps to do some extra research to figure out which ones you are likely to qualify for. Read on to learn more about five of today’s most popular cash back credit cards.