Best Credit Cards of 2016

Published on Mar 21, 2016.

7 minute read

By admin

Best Credit Cards of 2016

I WANT…	BEST CREDIT CARD	DETAILS
A $625 sign-up bonus for travel	Chase Sapphire Preferred^®	BONUS OFFER Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening REWARDS RATE 1.00% ANNUAL FEE Introductory Annual Fee of $0 the first year, then $95 INTRO APR None
A $625 sign-up bonus for travel
Travel rewards with no annual fee or foreign transaction fees	BankAmericard Travel Rewards® Credit Card	BONUS OFFER 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $200 statement credit toward travel purchases REWARDS RATE 1.5 points per dollar ANNUAL FEE $0.00 INTRO APR 0% Introductory APR on purchases for 12 billing cycles

6% cash back on groceries and 3% cash back on gas	Blue Cash Preferred® Card from American Express	BONUS OFFER Special Offer – Get up to $350 back. Offer Ends 6/15/2016. REWARDS RATE 1.00% ANNUAL FEE $75 INTRO APR 0% on Purchases for 12 months and 0% on Balance Transfers for 12 months
6% cash back on groceries and 3% cash back on gas

Best Balance Transfer Credit Card Offers

I WANT…	BEST CREDIT CARD	DETAILS
Over a year of no interest and $0 intro balance transfer fee	Chase Slate^®	BONUS OFFER $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening REWARDS RATE 0.00% ANNUAL FEE $0 INTRO APR 0% Intro APR for 15 months on purchases and balance transfers

0% Intro APR on Balance Transfer and Cash Back Rewards	Discover it®- 18 Month Balance Transfer Offer	BONUS OFFER We’ll DOUBLE all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202—Automatically. Only for new cardmembers.* REWARDS RATE 1.00% ANNUAL FEE $0 INTRO APR 0% on purchases for 6 months and 0% on balance transfers for 18 months
0% Intro APR on Balance Transfer and Cash Back Rewards
One of the longest 0% intro APR periods available	Citi Simplicity® Card – No Late Fees Ever	BONUS OFFER 0% on purchases and balance transfers for 21 months REWARDS RATE 0.00% ANNUAL FEE $0* INTRO APR 0% on purchases and balance transfers for 21 months
One of the longest 0% intro APR periods available

Best Cash Back Credit Card Offers

I WANT…	BEST CREDIT CARD	DETAILS
Up to 75% in rewards bonus with Bank of America Preferred Rewards	BankAmericard Cash Rewards™ Credit Card	BONUS OFFER $100 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening REWARDS RATE 1.00% ANNUAL FEE $0.00 INTRO APR 0% Introductory APR on purchases for 12 billing cycles and 0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

5% cash back categories with a cash sign-up bonus	Chase Freedom^®	BONUS OFFER Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening REWARDS RATE 1.00% ANNUAL FEE $0 INTRO APR 0% Intro APR for 15 months on purchases and balance transfers
5% cash back categories with a cash sign-up bonus
6% cash back on groceries and 3% cash back on gas	Blue Cash Preferred® Card from American Express	BONUS OFFER Special Offer – Get up to $350 back. Offer Ends 6/15/2016. REWARDS RATE 1.00% ANNUAL FEE $75 INTRO APR 0% on Purchases for 12 months and 0% on Balance Transfers for 12 months
6% cash back on groceries and 3% cash back on gas
Earn 1% cash back when you buy and 1% when you pay	Citi®Double Cash Card	BONUS OFFER The only card that earns you cash back twice on every purchase REWARDS RATE Earn 1% when you make purchases and then another 1% cash back as you pay ANNUAL FEE $0 INTRO APR 0% on purchases and balance transfers for 15 months*
Earn 1% cash back when you buy and 1% when you pay

Best Travel No Foreign Transaction Fee Credit Cards

I WANT…	BEST CREDIT CARD	DETAILS
A $625 sign-up bonus for travel	Chase Sapphire Preferred^®	BONUS OFFER Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening REWARDS RATE 1.00% ANNUAL FEE Introductory Annual Fee of $0 the first year, then $95 INTRO APR None
A $625 sign-up bonus for travel
2x travel rewards with easy redemption	Capital One® Venture® Rewards Credit Card	BONUS OFFER Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel REWARDS RATE 2 miles ANNUAL FEE $0 intro for first year; $59 after that INTRO APR None
2x travel rewards with easy redemption
No annual fee, no foreign transaction fees, and Chip	BankAmericard Travel Rewards® Credit Card	BONUS OFFER 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days – that can be a $200 statement credit toward travel purchases REWARDS RATE 1.5 points per dollar ANNUAL FEE $0.00 INTRO APR 0% Introductory APR on purchases for 12 billing cycles
No annual fee, no foreign transaction fees, and Chip

Best Rewards Credit Card Offers

I WANT…	BEST CREDIT CARD	DETAILS
A $625 sign-up bonus for travel	Chase Sapphire Preferred^®	BONUS OFFER Earn 50,000 bonus points when you spend $4,000 on purchases in the first 3 months from account opening REWARDS RATE 1.00% ANNUAL FEE Introductory Annual Fee of $0 the first year, then $95 INTRO APR None
A $625 sign-up bonus for travel
6% cash back on groceries and 3% cash back on gas	Blue Cash Preferred® Card from American Express	BONUS OFFER Special Offer – Get up to $350 back. Offer Ends 6/15/2016. REWARDS RATE 1.00% ANNUAL FEE $75 INTRO APR 0% on Purchases for 12 months and 0% on Balance Transfers for 12 months
6% cash back on groceries and 3% cash back on gas
5% cash back, free FICO scores, and a competitive APR offer	Discover it®- 18 Month Balance Transfer Offer	BONUS OFFER We’ll DOUBLE all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202—Automatically. Only for new cardmembers.* REWARDS RATE 1.00% ANNUAL FEE $0 INTRO APR 0% on purchases for 6 months and 0% on balance transfers for 18 months
5% cash back, free FICO scores, and a competitive APR offer

Best Low Interest Credit Card Offers

I WANT…	BEST CREDIT CARD	DETAILS
Over 1 year of 0% interest and a low ongoing APR	BankAmericard® Credit Card	BONUS OFFER None REWARDS RATE No rewards ANNUAL FEE $0.00 INTRO APR 0% Intro APR for 18 billing cycles for balance transfers made in the first 60 days
Over 1 year of 0% interest and a low ongoing APR
Over a year of 0% APR with a $0 intro balance transfer fee	Chase Slate^®	BONUS OFFER $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening REWARDS RATE 0.00% ANNUAL FEE $0 INTRO APR 0% Intro APR for 15 months on purchases and balance transfers
Over a year of 0% APR with a $0 intro balance transfer fee
One of the lowest interest rates available	Barclaycard® Ring MasterCard®	BONUS OFFER A low variable APR on balance transfers and purchases REWARDS RATE 0.00% ANNUAL FEE $0 INTRO APR N/A
One of the lowest interest rates available
An introductory 0% APR no late payment fees ever	Citi Simplicity® Card – No Late Fees Ever	BONUS OFFER 0% on purchases and balance transfers for 21 months REWARDS RATE 0.00% ANNUAL FEE $0* INTRO APR 0% on purchases and balance transfers for 21 months
An introductory 0% APR no late payment fees ever

Best Small Business Credit Card Offers

I WANT…	BEST CREDIT CARD	DETAILS
Top rewards and a $750 sign-up bonus	Ink Plus^® Business Credit Card	BONUS OFFER Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards® REWARDS RATE 1.00% ANNUAL FEE $95 Annual Fee INTRO APR None
Top rewards and a $750 sign-up bonus
Cash back with no fees	Ink Cash^® Business Credit Card	BONUS OFFER Earn $200 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening REWARDS RATE 1.00% ANNUAL FEE $0 INTRO APR 0% Intro APR for 12 months on purchases and balance transfers
Cash back with no fees
Best benefits for business travellers	The Business Platinum Card® from American Express OPEN	BONUS OFFER Welcome Offer: Get 40,000 Membership Rewards® points after you spend $5,000 in purchases on the Card within your first 3 months of Card Membership REWARDS RATE 1.00% ANNUAL FEE $450 INTRO APR None
Best benefits for business travellers
Best for Average Credit	Capital One® Spark® Classic for Business	BONUS OFFER Earn 1% cash back on every purchase, every day REWARDS RATE 1.00% ANNUAL FEE $0 INTRO APR None
Best for Average Credit
Best for Business Cash Rewards	Capital One® Spark® Cash for Business	BONUS OFFER Earn a one-time $500 cash bonus once you spend $4,500 on purchases within the first 3 months REWARDS RATE 2.00% ANNUAL FEE $0 intro for first year; $59 after that INTRO APR None
Best for Business Cash Rewards

Best for Average & Fair Credit

I WANT…	BEST CREDIT CARD	DETAILS
1.5% cash back on all purchases	Capital One® QuicksilverOne® Cash Rewards Credit Card	BONUS OFFER Earn unlimited 1.5% cash back on every purchase, every day REWARDS RATE 1.50% ANNUAL FEE $39 INTRO APR 0% intro on purchases until January 2017 and 0% intro on balance transfers until January 2017
1.5% cash back on all purchases
Over a year of no interest and $0 intro balance transfer fee	Chase Slate^®	BONUS OFFER $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening REWARDS RATE 0.00% ANNUAL FEE $0 INTRO APR 0% Intro APR for 15 months on purchases and balance transfers

Best Credit Cards for Building & Rebuilding Credit

I WANT…	BEST CREDIT CARD	DETAILS
Low fee secured credit card	Capital One® Secured MasterCard®	BONUS OFFER You may qualify for a credit line increase based on your payment history and creditworthiness with no additional deposit required REWARDS RATE 0.00% ANNUAL FEE $0 INTRO APR None
Low fee secured credit card
Low annual fee for a secured credit card	US Bank Secured Card	BONUS OFFER None REWARDS RATE 0.00% ANNUAL FEE $29 INTRO APR None
Low annual fee for a secured credit card
Start building your credit	Citi Secured MasterCard	BONUS OFFER None REWARDS RATE 0.00% ANNUAL FEE $25 INTRO APR None
Start building your credit

Best College Student Credit Card Offers

I WANT…	BEST CREDIT CARD	DETAILS
2X Rewards on dining and entertainment	Citi ThankYou® Preferred Card for College Students	BONUS OFFER Earn 2,500 bonus ThankYou® Points after spending $500 within the first 3 months of cardmembership. REWARDS RATE 1 point per Dollar ANNUAL FEE $0 INTRO APR 0% on purchases for 7 months
2X Rewards on dining and entertainment

admin

Contributor

Related Posts

Finance

Highest Grossing Franchises for Investors Like You

Building your wealth means searching for new opportunities and learning when to, and how to, take advantage of them. There is always money to make for those that aren’t afraid to look. Americans all over the country are netting millions of dollars by investing in a profitable franchise. Yet it’s likely that you’ve never seriously […]

Read More

3 minute read

Finance

The Biggest Black Friday Deals Available at Costco

Costco is a beloved retailer because of its low prices, bulk products, and always available deals. And each year, Costco is one of the best stores to shop if you’re looking for Black Friday deals. Costco regularly offers some of the hottest holiday gifts – and even some food items – at deep discounts during […]

Read More

4 minute read

Finance

What You Should Know About Medicare Open Enrollment and Changes in 2022

Seniors depend on Medicare to get the health coverage they need. Whether it be hospital care, prescription drugs, durable medical equipment, or other medical necessities, these plans can help make things more affordable. Medicare has an open enrollment period each year that’s crucial for subscribers to know about. It gives you an opportunity to make […]

Read More

5 minute read