Ever wondered how you could earn a couple hundred bucks quickly? Forget looking for a higher savings rate, look no further than opening a checking account. With extremely generous sign up bonuses available, you could find yourself with an extra $200 or $300. 

What’s even better is the battle to keep your money is just heating up.  As part of financial regulations, banks have to keep a certain amount of cash in deposits.  That’s why some banks could offer even better deals in the future if you begin looking for them.

No Strings Attached

Thinking having $200 or $300 in your pocket is too good to be true? Think again. Savvy Americans could absolutely take advantage of these offers without major commitments. In most cases, all you have to do is set up a direct deposit and maintain a small balance.

Quick tip: While big banks like Chase and Wells Fargo are offering new bonuses, some of the best bonuses may come from regional banks in your area.  Search in your area now.

What’s Available

How much you can earn by opening a new checking account with a new bank varies, but one thing’s for sure: a new account could bring as much as $500 into your account. Here are a few current checking account offers to consider:

Chase Bank: Open a Chase Total Checking Account, get $200.

You may have already found a “coupon” for this offer in your mailbox, but if you haven’t you can still take advantage of it at your local Chase Bank branch. Your new checking account must be opened in person, and you must deposit a minimum of $25 and set up a direct deposit to receive $200.

HSBC: Open a HSBC Choice Checking or Advance Checking Account, get up to $350.

Get either $200 for opening a Choice Checking Account or $350 for an Advance Checking Account. You can easily open one of these new accounts online, without having to visit a branch. To earn the bonus, you must deposit $1,500 (Choice) or $10,000 (Advantage) and pay the required monthly account fees.

SunTrust Bank: Open a Select Checking or Signature Checking Account, get up to $500.

When you choose to open a Select Checking Account at SunTrust, you’ll get a $250 bonus; opening a Signature Checking Account earns you $500. In order to receive this cash, you’ll need to deposit a minimum of $200 into the new account, set up a direct deposit and make two deposits, and make 10 purchases with your new debit card.

Where to Start

These current checking account bonuses are only the beginning of what’s available. Nearly every bank, from traditional to online, offers some kind of incentive for those interested in opening a new checking account.

From annual interest to cash incentives, there are plenty of different checking account offers out there. And they change often – as banks need more customers and more money, these incentives can grow and become even more appealing. You want to find the biggest cash bonus and the best bank benefits or perks to ensure your next checking account is a good fit for you.

So, if you’re looking for some extra cash from a new bank, you need to search for the best offer you can find. Look online for offers from local banks, national banks, and even internet banks. Compare what they’re giving customers for opening new accounts – and don’t forget to keep looking once you’ve picked a bank. You might find moving your money into a new account comes with even better perks.